The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Calm Start Even if Modestly Weaker | ||
| 2/17/2026 3:27 PM | ||
| Calm Start Even if Modestly Weaker The day before and/or after a 3-day weekend is more volatile than the average weekend-adjacent trading day. Last Friday fit that bill but today could have been mistaken for a summertime Monday (despite being a wintertime Tuesday). There were no significant reports and the ...Read More | ||
| Mortgage Rates Stay Flat to Start New Week | ||
| 2/17/2026 3:08 PM | ||
| It was an uneventful day for mortgage rates with the average lender holding right in line with last Friday"s levels. In this case, that"s a good thing. On the day before and/or after a 3-day weekend, rates tend to be more volatile than normal. That was certainly the case last Friday as the MND rate index dropped at its fastest pace since early Jan...Read More | ||
| AI POS Evaluation, Non-Agency, Servicing, Buy-Before-You-Sell products; What"s Driving Rates? | ||
| 2/17/2026 10:48 AM | ||
| On Mortgage Law Today at noon PT Brian Levy, Loretta Salzano, and Peter Idziak sit down with Laura LaRia and Sandy Shatz for a deep dive into the legal and regulatory pressures shaping mortgage servicing. The discussion covers litigation trends, servicing agreements, regulatory developments, and how AI is beginning to influence risk and compliance ...Read More | ||
| Mostly Holding Last Week"s Impressive Gains | ||
| 2/17/2026 10:25 AM | ||
| At the start of the domestic session, bonds had actually managed to build on last week"s impressive gains, even if only by a few bps. That was a bit of a revelation as we didn"t know how much credit to give "defensive positioning ahead of a 3 day weekend" for a portion of those gains. Now that we"re a few hours into the trading day, the early gains...Read More | ||
| Bonds Close Out Epic Week of Resilience With Friendly Data | ||
| 2/13/2026 3:13 PM | ||
| Bonds Close Out Epic Week of Resilience With Friendly Data Friday was a logically friendly day thanks to slightly lower CPI. But no matter what happened on any of the other 4 days, this week was all about bonds ending up at much stronger levels in spite of a jobs report that should have sent rates higher on...Read More | ||
| Mortgage Rates Oh So Close to 3 Year Lows | ||
| 2/13/2026 1:07 PM | ||
| When the administration announced that Fannie and Freddie would be buying mortgage-backed securities in early January, rates fell sharply to the lowest levels in more than 3 years. After a moderate rebound the following week, we"ve been holding mostly steady in a range that was 0.1-0.2 above those long-term lows. The past two days have brought eno...Read More | ||
| Not So Fast: January Existing-Home Sales Give Back December’s Gains | ||
| 2/13/2026 12:54 PM | ||
| Existing-home sales pulled back sharply in January, quickly dashing any hopes that December’s year-end rebound brought, as harsh winter weather and still-tight supply conditions weighed on activity. Sales fell 8.4% to a seasonally adjusted annual rate of 3.91 million, the lowest levels since November 2024. According to the National Association o...Read More | ||
| LOS, Guideline, AI Search, Non-QM Pricing Products; FSBO.com Acquired; Thoughts on Measuring Creditworthiness | ||
| 2/13/2026 9:58 AM | ||
| Products, Services, and Software for Brokers and Lenders QC works as an early warning system, but it only creates value when findings are recognized, validated, and turned into action. As agency expectations continue to shift, lenders are being asked to show not just findings, but proof of a thoughtful response. Join Indecomm in March for a QC Fi...Read More | ||
| Bonds Rally, Ignoring Surge in SuperCore CPI | ||
| 2/13/2026 8:55 AM | ||
| CPI came in just a hair below forecasts at the headline level and right in line with forecasts at the core level (unrounded .295 vs .300). Shelter components continued lower with Owners" Equivalent Rent at 0.220 (basically a cycle low if we ignore the low quality data collection surrounding the government shutdown). The only potential hurdle for th...Read More | ||
| Yields Magically and Mysteriously Sink to Lowest Levels in 2 Months. | ||
| 2/12/2026 3:16 PM | ||
| Yields Magically and Mysteriously Sink to Lowest Levels in 2 Months. At the 3pm CME close, 10yr yields were just over 4.10%--the lowest level since December 4th, 2025. In light of yesterday"s stronger jobs report, today"s absence of market moving data, and this week"s Treasury auction cycle, it is imp...Read More | ||