The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Mortgage Rates Dip Back Into The 5"s | ||
| 2/23/2026 10:53 AM | ||
| This coverage is coming out earlier than normal due to a more interesting headline than normal. The average top-tier 30yr fixed rate fell back to 5.99% today, matching the levels seen only briefly back on January 9th, 2026 when the Fannie/Freddie bond buying plans were announced. Much like the last time, there"s always a risk that something happen...Read More | ||
| DSCR, BI, Retention, Processing Tools; Correspondent and Wholesaler News; UAD 3.6 Interview | ||
| 2/23/2026 10:48 AM | ||
| Products, Services, and Software for Brokers and Lenders When every basis point counts and staffing doesn’t magically scale with volume, servicers need automation that works as hard as they do. That’s exactly how Dark Matter Technologies delivers Elevate, a loan servicing solution designed for real-world operators who need more than a system that...Read More | ||
| Stronger Start. Quiet Calendar | ||
| 2/23/2026 9:51 AM | ||
| Bonds are starting the new week in slightly stronger territory, but still well inside the prevailing trading range. There were no standout market movers over the weekend although tariff and trade-related uncertainty may be generally weighing on investor sentiment to some small extent. The econ calendar is very quiet throughout the week with Friday"...Read More | ||
| Tariff Ruling Tried (And Failed) to Steal The Show | ||
| 2/20/2026 3:44 PM | ||
| Tariff Ruling Tried (And Failed) to Steal The Show If you were told ahead of time that Friday morning would bring news that the Supreme Court struck down the IEEPA tariffs, you wouldn"t be crazy to think it would be the week"s biggest news and a big potential source of volatility for bonds. But reality wasn...Read More | ||
| Mortgage Rates End Week at Lows | ||
| 2/20/2026 2:18 PM | ||
| Bonds dictate mortgage rates and bonds experienced a bit of volatility this morning in response to the Supreme Court ruling on tariffs. The initial impact was negative for rates with Treasury yields moving higher and the prices for mortgage-backed securities moving lower. But the reaction was well-contained and bonds ended up erasing most of it by ...Read More | ||
| New Home Sales Remain Near Recent Highs | ||
| 2/20/2026 1:47 PM | ||
| If there"s one housing market metric that paints a brighter picture than the rest, it"s New Home Sales data from the Census Bureau. At 745,000, it eased slightly from an upwardly-revised annual rate of 758,000 , but was higher then the pre-revision reading of 737k, and 3.8% above December 2024’s 718,000. Fairly chunky revisions are par for the cou...Read More | ||
| Pending Sales Dip as Affordability Gains Fail to Spark Demand | ||
| 2/20/2026 1:42 PM | ||
| The National Association of Realtors’ Pending Home Sales Index (PHSI) slipped modestly in January, easily prolonging its stay in a narrow range near all-time lows. Pending home sales decreased 0.8% month over month and were down 0.4% compared with the same time last year. While affordability conditions have improved somewhat as mortgage rates ...Read More | ||
| Fraud, Retention, Marketing Tools; Assessing Income; STRATMOR on Org. Structure; Non-Agency Updates | ||
| 2/20/2026 10:55 AM | ||
| Mail-related check fraud never seems to go away, and the FBI reminds us that blue gel pens certainly help in reducing check fraud. “Rob, are you hearing that the increase in the popularity of artificial intelligence has led to an increase in mortgage fraud?” Yes, I have. It can be insidious… it may not show up until months or years have passed. Inv...Read More | ||
| Opening Salvo of Data Fails to Inspire | ||
| 2/20/2026 8:25 AM | ||
| At the time of this writing, there are still a few econ reports left on deck, but the big ones are out. GDP missed big (1.4 vs 3.0), but largely for non-economic reasons. For instance, the BEA noted an entire 1% of the decline from the 4.4% reading in Q3 was due to the way it counts federal worker labor during the shutdown. Most of the rest is due ...Read More | ||
| Bonds Punt. Focus Turns to Friday"s Econ Data | ||
| 2/19/2026 3:36 PM | ||
| Bonds Punt. Focus Turns to Friday"s Econ Data Bonds spent the past 2 days pushing back toward slightly higher yields after the 10yr nearly hit 4.0% in Tuesday"s overnight session. While there was probably some technical resistance at work, Thursday suggests it wasn"t a lasting, thematic shift. In other...Read More | ||