The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| AI Processing, Borrower Experience and Targeting Tools; Labor Market is Being Pummeled | ||
| 11/6/2025 10:51 AM | ||
| Frequent conference goers or traveling salespeople are obviously concerned about the Trump Administration cutting 10 percent of flights for a variety of reasons. 13,000 air traffic controllers and 50,000 Transportation Security Administration agents are working without pay. For anyone looking for a job through the Job Board, here’s a pro tip for a ...Read More | ||
| New Data Sources Bring New Inspiration | ||
| 11/6/2025 9:49 AM | ||
| The shutdown has not only placed more emphasis on the alternative data that was already in the rotation, but also fueled interest in new sources. One that you"ll likely hear more about in the coming months is Revelio Labs, a company using data aggregation and modeling to synthesize it"s own version of nonfarm payrolls. While it"s far from an ...Read More | ||
| Mortgage Rates Near 2-Month Highs After Today"s Econ Data | ||
| 11/5/2025 3:08 PM | ||
| A common recent refrain is that the bond market (which dictates interest rates) is having to make do without many of the most important regularly-scheduled economic reports due to the government shutdown. While this means rates must "fly blind" on many of the days that would normally coincide with these government economic reports, there are other ...Read More | ||
| Broker, Non-QM, Compliance, Workflow, AI, Tax Tools; ADP Jobs Data and Rates | ||
| 11/5/2025 11:00 AM | ||
| “Did you hear about the Chinese guy who spoke out against the government? Exactly.” Hate the U.S. Government or love it, sometimes government and lender interaction is beneficial, sometimes not. The ongoing federal government shutdown not only has impacted citizen’s psychology, but has hit FHA and VA loan processing via reduced staff, creating endo...Read More | ||
| 2 Key Reports, 2 Reasons to Sell Bonds | ||
| 11/5/2025 9:28 AM | ||
| Today is a rare day when it comes to economic data. The first Wednesday of any given month is often an important one for economic data because ISM Services often falls on Wednesday, joining ADP to create a duo with a strong track record of market movement. In today"s case, because of the government shutdown, it means we"re getting a hig...Read More | ||
| Wednesday More Likely to Take Cues From Econ Data | ||
| 11/4/2025 3:49 PM | ||
| Wednesday More Likely to Take Cues From Econ Data Bonds benefited from heavy stock selling late in the overnight session. This is not the typical pattern seen these days, but it"s not uncommon to see some positive spillover into bonds when stock losses are sharp enough. In any event, it"s not something to c...Read More | ||
| Mortgage Rates Hold Steady Near Recent Highs | ||
| 11/4/2025 3:33 PM | ||
| The average top tier 30yr fixed mortgage rate was technically 0.01% higher than yesterday, but that"s the smallest possible detected move. It"s just as fair to say rates held steady today. While it"s always nice to avoid a more serious rate spike on any given day, by holding flat, rates are remaining in line with their highest levels in just...Read More | ||
| Correspondent and Wholesale News; CUs and Realtors, Borrower Engagement Tools; Regulatory Readiness | ||
| 11/4/2025 10:44 AM | ||
| “Being a parent is like being a psychic who is always right but is always ignored.” Here in Austin, TX, whether it was the Texas Women Mortgage Bankers’ Fall Social with Faith Schwartz and Alanna McCargo last night or the TMBA’s Housing Summit speakers today, no one is ignoring anything. No lender can ignore the shutdown, and anyone who believes th...Read More | ||
| Heavy Selling in Stocks Providing Small Boost For Bonds | ||
| 11/4/2025 8:53 AM | ||
| It doesn"t always work like this, but today"s overnight session saw the classic "conventional wisdom" trade with stocks prices and bond yields falling in concert. Believe it or not, this is the exception these days. In fact, since late May, stocks and bonds have generally been rallying together. Contrast that to the conventional wisdom trade i...Read More | ||
| Light Volatility After Initial Losses | ||
| 11/3/2025 3:00 PM | ||
| Light Volatility After Initial Losses The first day of the new month began with some potential excitement, albeit not the good kind. A corporate bond offering from Alphabet pushed yields quickly higher just before 8am. Lackluster results in the ISM Manufacturing data helped push back in the other direction,...Read More | ||