The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Early Strength Gives Way to Steady Selling | ||
| 9/8/2026 2:48 PM | ||
| Early Strength Gives Way to Steady Selling Bonds started the day in fairly good shape with a rally at the open and a certain measure of defiance of another jump in fuel prices. The defiance quickly gave way to underperformance--a fact that suggests short-term tradeflow considerations for the bond market or ...Read More | ||
| Mortgage Rates Unchanged to Start The Week | ||
| 9/8/2026 2:09 PM | ||
| Top tier 30yr fixed mortgage rates started the week right where they were on Friday for the average lender. At 6.89%, we"re just a hair below the highest mark since June 2025. In general, rates have been increasing steadily since the Iran war ceasefire ended with the uptick frequently correlating with higher fuel prices. Today"s "unchanged" rates ...Read More | ||
| CRA Sourcing, Correspondent, Internal Audit, AI Content Tools; Pulte, Credit Scores, and Social Media | ||
| 9/8/2026 10:03 AM | ||
| Many years ago, it seemed like people bragged about how late they stayed up at conferences. Now they brag about how early they went sleep. Today I head to San Antonio, in the Great State of Texas, for a private mortgage event. We’ve plunged into the mortgage conference season, and there are dozens of them in the next month or two. I hope that some ...Read More | ||
| More Signs of Resilience But Still Tuned-In to Oil | ||
| 9/8/2026 8:46 AM | ||
| To be sure, bonds are still very tuned-in to oil price movement with a high level of moment-to-moment correlation. That dynamic has seen yields trade both higher and lower so far today with most of the "lower" happening between 8:20 and 9:10am. Since then, both yields and oil are back on the rise. But the more interesting development is the slightl...Read More | ||
| Surprisingly Light Selling Given The Econ Data | ||
| 9/4/2026 3:53 PM | ||
| Surprisingly Light Selling Given The Econ Data Today"s market reaction to the big beat in NFP (162k vs 56k) certainly stretches the paradigm of most market watchers who"ve been in the game for more than a few years, but this has been the reality over the past year or two. Relatively rapid changes in labor f...Read More | ||
| Mortgage Applications Rebound Modestly as ARM Share Hits Five-Week High | ||
| 9/4/2026 1:57 PM | ||
| Mortgage application activity showed some signs of life last week, with a modest increase in purchase demand helping offset another decline in refinancing as mortgage rates reached their highest level in four weeks. The Mortgage Bankers Association (MBA) reported a 0.8% increase in total application volume on a seasonally adjusted basis for the w...Read More | ||
| Rates Only Slightly Higher Despite Strong Jobs Report | ||
| 9/4/2026 1:49 PM | ||
| Mortgage rates have a long and storied past with the monthly jobs report. Officially titled "The Employment Situation," the Bureau of Labor Statistics" (BLS) jobs report has more power than any other monthly economic report to cause volatility in the rate market over the years. It may have lost some of that capability over the past few years, but i...Read More | ||
| U/W, LOS/TPO, Workflow Automation, AI Risk, Education Tools; MBS and MSR Trends | ||
| 9/4/2026 10:47 AM | ||
| Make sure that your air conditioning is in good condition, as well as clients’. Loan servicers are wondering about their collateral: “Heat in the oceans releases more slowly into the atmosphere, pushing up global temperatures the following year. The powerful 2023-24 El Nino contributed to 2024 being the warmest year on record, and we should not be ...Read More | ||
| Bonds Only Moderately Higher After Balmy NFP | ||
| 9/4/2026 7:42 AM | ||
| The jobs count surged higher (162k vs 56k f"cast) in this morning"s jobs report. While such wild divergences will have the masses crying foul, and while this is a large beat, it"s not the first time that the headline job count has been this far off forecasts. This is especially understandable amid recent volatility in labor force composition. One m...Read More | ||
| Still a Resilient Day Despite Afternoon Weakness | ||
| 9/3/2026 3:24 PM | ||
| Still a Resilient Day Despite Afternoon Weakness The day"s most notable development, by far, was the speech from Fed Governor Waller in which he said the Fed probably didn"t need to hike at the upcoming meeting (depending on data, of course). Fed Funds Futures reacted immediately and mostly held those gains...Read More | ||