The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Modest Incidental Weakness | ||
| 1/2/2026 2:52 PM | ||
| Modest Incidental Weakness Despite a bit of incidental selling today, the bond market has survived the winter holiday season without even attempting to break outside the narrow prevailing range. This is especially true for shorter duration Treasuries and MBS. It has been and continues to be the case that we...Read More | ||
| Mortgage Rates Stay Flat to End The Week | ||
| 1/2/2026 2:27 PM | ||
| Heading into the week, we knew there was a high bar for any legitimate mortgage rate fireworks. In addition to a dearth of scheduled events with the power to cause volatility, the last two weeks of the year don"t tend to see big changes in the bond market. There are exceptions, but 2025 wasn"t one of them. In fact, bond yields and mortgage r...Read More | ||
| Credit Unions and Realtors; HECM, FHA, VA, and USDA Product News; Home Builder Pessimism | ||
| 1/2/2026 10:40 AM | ||
| Credit Union and Real Estate Agent Relationship A November webinar featuring Telhio Credit Union Loan Officer Allie Hager and Realtor Kelly Hamilton of Realty Forward is still getting attention from credit unions focused on strengthening realtor relationships. Moderated by LenderLogix CEO Patrick O’Brien, the discussion explored how accessibility...Read More | ||
| Monitoring For Misbehavior | ||
| 1/2/2026 9:47 AM | ||
| Friday is merely a day to be watched in case it misbehaves. The econ calendar is essentially empty (just S&P manufacturing PMI), overnight volatility was minimal, and bonds are fairly close to unchanged in the first few hours. The sort of serious trading that sends bigger picture signals won"t arrive until next week. As such, even if today"s tr...Read More | ||
| Token Year-End Volatility | ||
| 12/31/2025 12:24 PM | ||
| Token Year-End Volatility Wednesday"s shortened session offered more excitement than the first two days of the week. There was a modicum of legitimate data-driven selling this morning in response to the jobless claims data. Bonds had trudged most of the way back toward unchanged levels by 1pm ET, but volati...Read More | ||
| Mortgage Rates Staying Steady to Close Out 2025 | ||
| 12/31/2025 12:10 PM | ||
| Although Freddie Mac"s weekly mortgage rate survey (released today) suggested the lowest rates since October 2024, our daily numbers offer a bit more nuance. To be sure, October 28th and September 16th both saw distinctly lower rates this year. Today"s rates are right in line with yesterday"s as well as last Friday"s. In other wo...Read More | ||
| Pricing Products; Non-Agency Changes; NAMB Interview on the Broker Biz; Happy New Year | ||
| 12/31/2025 10:40 AM | ||
| Lender and Broker Services, Products, and Software “At Optimal Blue, we’d like to take a moment to say THANK YOU to the incredible clients and partners who made this year unforgettable. Your trust and collaboration fuel our mission to deliver solutions that tackle the real-world challenges mortgage lenders face every day. As we look ahead, we’re ...Read More | ||
| A Bit of Actual Data-Driven Selling Thanks to Jobless Claims and Wonky Seasonal Adjustments | ||
| 12/31/2025 7:56 AM | ||
| Human traders may be extremely underrepresented on today"s half-day trading session, but the robots/algos know what to do with a sub-200k Jobless Claims print. Robots are also not smart enough to know that the sub-200k print is likely distorted.....Read More | ||
| Modest Recovery From Morning Weakness | ||
| 12/30/2025 2:23 PM | ||
| Modest Recovery From Morning Weakness Bonds were slightly weaker this morning in a move that looked like it might have been significant when compared to yesterday"s narrow range. But in a just-barely-wider context, today"s volatility was just as inconsequential as almost any of the days in December so...Read More | ||
| Mortgage Rates Microscopically Higher | ||
| 12/30/2025 2:11 PM | ||
| Mortgage rates continue operating in an excruciatingly narrow range near their lowest levels of the past few years. Yesterday was the 6th best day of 2025. Today is tied for 7th place after rates moved 0.01% higher on average. While the underlying bond market is fully open today, it"s a slow time of year in terms of volume and volatility. Bigger m...Read More | ||