The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Elections, Oil, and Neocloud Stocks, Oh My! | ||
| 11/4/2026 3:19 PM | ||
| Elections, Oil, and Neocloud Stocks, Oh My! There are 3 publicly traded neocloud stocks that are big enough to care about. All 3 hit new long term lows today (ranging from 6 months to over a year). All 3 continue to track very well with the recent bond market rally. This is simplest way to approach to...Read More | ||
| Mortgage Rates Fall Back Under 7.25% | ||
| 11/4/2026 2:25 PM | ||
| 30yr fixed rates moved over 7.25% on September 23rd, 2026 and continued to long-term highs of 7.61% by early October. But starting in mid October, rates began declining as the market grew increasingly concerned about the tech sector. Until today 7.27% marked the floor of the present rally. Now the floor is lower. Rates began the day moderately low...Read More | ||
| AI Strategy, SaaS, HELOC, Non-QM Products; Webinars; Capital Markets React to Election Results | ||
| 11/4/2026 10:48 AM | ||
| Yes, there was/is an election which is certainly a discussion topic here in Dallas, but regardless of the results, many people who don’t own homes want to buy one, and people who do may be facing life changes and could use personal advice. Here’s a trend: Homeowners who won’t give up a 3 percent mortgage are becoming landlords instead. Do you have ...Read More | ||
| Volatile Gains as Markets Digest Elections and Data | ||
| 11/4/2026 9:50 AM | ||
| There are several moving parts to today"s trading levels, but the TL;DR is that bonds are holding modest gains so far despite some 2-way volatility. The overnight session started out with the strongest gains of the day, clearly coinciding with a stock market swoon. Stock prices and bond yields bounced higher when the senate majority was calle...Read More | ||
| Early Strength Thwarted by Data and Resilience in Equities | ||
| 11/3/2026 3:17 PM | ||
| Early Strength Thwarted by Data and Resilience in Equities There are several ways to view today"s bond market movement and none of them are terribly important. Sharply lower oil prices had a small, friendly impact on bonds early in the day following more hopeful war-related headlines, but context is importa...Read More | ||
| Mortgage Rates Move Slightly Higher After Stronger Econ Data | ||
| 11/3/2026 2:21 PM | ||
| Well... they can"t all be winners. It seems as if rates could do no wrong over the past 3 days with each marking the lowest level in more than a month for the average top tier 30yr fixed rate. Today wasn"t a winner, but it wasn"t exactly bad. Apart from the past 3 days, today would still have been the lowest rate in more than a month, and it was on...Read More | ||
| POS, DPA, HELOC, LO Productivity Tools; Webinars; STRATMOR on M&A; MISMO"s Compliance Dataset | ||
| 11/3/2026 10:48 AM | ||
| Lender and Broker Products, Services, and Software Most lenders are still catching up on tech. Here’s your chance to get ahead. In this report, Plaid and National Mortgage News asked 128 lenders how they’re handling today’s pressures. Most still rely on manual processes, and only 15 percent have optimized their tech strategy. Read the report to s...Read More | ||
| Just a Bit More Evidence For War Headlines and Oil Prices Helping Bonds | ||
| 11/3/2026 7:57 AM | ||
| Bonds were sideways to slightly weaker overnight, but they"re rallying back to unchanged levels in the 8am hour following favorable headlines regarding the Iran war. Iranian officials floated the possibility of concessions in exchange for sanctions relief and separate headlines suggested Washington approved a draft MOU. Certainly not th...Read More | ||
| Little-Moved by Huge Drop in Oil and Tech Stocks | ||
| 11/2/2026 3:27 PM | ||
| Little-Moved by Huge Drop in Oil and Tech Stocks Bonds were technically stronger at 4pm ET, but just barely. Over the past 2 sessions, we"ve seen Treasury yields noticeably disconnect from the prevailing correlation with tech stocks. This began after the opening bell last Friday and mostly continued today. ...Read More | ||
| Mortgage Rates Hold Steady at Recent Lows | ||
| 11/2/2026 2:39 PM | ||
| It was a perfectly fine day for mortgage rates to start the new week. The underlying bond market improved modestly, drawing on a combination of sharply lower oil prices and another drop in tech-related stocks. While it"s true that oil prices haven"t had a reliable impact on bonds/rates over the past month, today"s drop was big enough that is proba...Read More | ||