The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Not Quite The Rally You"d Expect, But a Rally Nonetheless | ||
| 8/7/2026 4:21 PM | ||
| Not Quite The Rally You"d Expect, But a Rally Nonetheless Today"s vitals might be a bit confusing at first glance. Payrolls came in at -23k versus forecasts of 80k. At most moments in history, that would be worth a substantial rally. Today it was only worth 3bps in the 10yr and a quarter point in MBS. To be...Read More | ||
| Mortgage Rates End Week at Lows | ||
| 8/7/2026 3:58 PM | ||
| Mortgage rates dropped moderately today after the latest jobs report showed much lower jobs created than expected. The monthly jobs report is one of the most--if not THE most--important pieces of economic data to the rate market on any given month. If the numbers are close to forecasts, there isn"t always a big reaction. Today"s numbers were quite...Read More | ||
| Another Modest Drop in Mortgage Apps, But Next Week Should Bounce | ||
| 8/7/2026 2:22 PM | ||
| Mortgage application activity declined for a second consecutive week as higher borrowing costs continued to weigh on both purchase and refinance demand. The Mortgage Bankers Association (MBA) reported a 2.9% decrease in total application volume on a seasonally adjusted basis for the week ending July 31. Purchase applications decreased 4% from ...Read More | ||
| Cap Mkts Education, Mortgage Ops Support, QC, Flood Cert Tools; Weak Jobs Data | ||
| 8/7/2026 10:52 AM | ||
| As many of us prepare to head to So Cal for the California MBA’s Western Secondary (800 or so registered), artificial intelligence continues to be the buzz. I recently received this question: “Rob, does it seem to you that we’re now at the same inflection point with AI as when everyone was afraid that DU & LP were going to replace all the under...Read More | ||
| Much Stronger Start After Negative NFP Print, But... | ||
| 8/7/2026 8:05 AM | ||
| Nonfarm payrolls (NFP) FELL 23k versus an 80k forecast. Last month was revised down as well. From a traditional market-watching perspective, this is pure rally fuel. Indeed, bonds are rallying sharply so far. Let"s hope it sticks. Why wouldn"t it? As labor force dynamics have shifted, it doesn"t take much job growth (or perhaps any?) to keep ...Read More | ||
| Almost Like Clockwork | ||
| 8/6/2026 2:05 PM | ||
| Almost Like Clockwork Almost like clockwork, after several days spent mostly rallying on a headline-driven drop in oil prices, bonds reversed course as the tone of the headlines changed and oil prices bounced. That said, oil didn"t bounce too much today. The rest of the drama for bonds came courtesy of a bi...Read More | ||
| Mortgage Rates Slightly Higher Ahead of Jobs Report | ||
| 8/6/2026 1:08 PM | ||
| Mortgage rates rose modestly on Thursday, with multiple lenders making mid-day adjustments in response to bond market volatility. Bonds remain highly attuned to war-related developments and the impact on oil prices which, in turn, have a bearing on inflation implications. Higher inflation begets higher interest rates, all else equal. In addi...Read More | ||
| Modest Overnight Weakness on Oil and Corporate Issuance. | ||
| 8/6/2026 10:04 AM | ||
| It"s as good of a day as any to revisit our primer on corporate debt issuance given that it"s having an impact on bonds today. Alphabet announced a $25bln bond offering around 7:45am ET, and yields instantly moved 2bps higher. Before that, there was nearly 2bps of weakness as bonds followed oil prices modestly higher. Since the start of ...Read More | ||
| Hedging, AVM, Dashboard Tools; UWM News Turn Heads; Chrisman Demo Day Announced | ||
| 8/6/2026 9:53 AM | ||
| Lender and Broker Software, Products, and Services What if the most important capital markets decision you"re making today is based on incomplete data? Mortgage lenders don"t struggle with a lack of information. They struggle with too much of it spread across too many systems. Pricing in one place. Hedge performance in another. Pipeline metrics s...Read More | ||
| Bonds Shake Off Mid-Day Weakness to Hold Mostly Steady | ||
| 8/5/2026 2:28 PM | ||
| Bonds Shake Off Mid-Day Weakness to Hold Mostly Steady Bonds took a break from their recent trend of moderate day over day movement to hold relatively steady on Wednesday. Econ data didn"t get in the way in any noticeable way. If anything, ISM data briefly helped bonds move away from the day"s weaker ...Read More | ||