The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois.Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
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| Best Levels in Weeks Ahead of High Stakes Jobs Report | ||
| 2/10/2026 2:39 PM | ||
| Best Levels in Weeks Ahead of High Stakes Jobs Report Rather than circle the wagons and consolidate the recent rally, bonds kicked the buying into higher gear on Tuesday thanks to a surprisingly weak Retail Sales report for December. This can be added to the list of recent data that has urged the bond marke...Read More | ||
| Lowest Mortgage Rates in More Than 3 Weeks | ||
| 2/10/2026 1:20 PM | ||
| Mortgage rates fell on Tuesday following a downbeat Retail Sales report. At 0.05%, it was the largest single-day drop since the uncommonly big 0.15% drop on January 9th. This also takes the average 30yr fixed rate to 6.11%, easily below its recently narrow range of 6.15-6.20. The bonds that drive mortgage rates are always tuned in to various econo...Read More | ||
| Servicing, QC, Workflow, Non-Agency Products; LOs Using Tools Effectively; STRATMOR Tech Survey | ||
| 2/10/2026 10:52 AM | ||
| Products, Services, and Software for Brokers and Lenders There’s a reason $5.99 feels different than $6.00. Behavioral economists call it the “left-digit effect.” When it comes to mortgage rates, borrowers just call it a reason to refinance. Optimal Blue’s January Market Advantage report shows falling rates crossing that psychological threshold –...Read More | ||
| Bonds Taking a Pre-NFP Lead-Off | ||
| 2/10/2026 8:42 AM | ||
| Last Thursday, we discussed the paradox of a rally in the present moment being driven by future data. More specifically, the three downbeat labor market reports increased the stakes for tomorrow"s jobs report. Depending on trends and trading positions, risks can be asymmetrical. A trader who expected higher rates might have only seen a modest incre...Read More | ||
| Early Volatility And a Decent Recovery | ||
| 2/9/2026 3:31 PM | ||
| Early Volatility And a Decent Recovery Bonds lost ground in the overnight session after Chinese regulators cautioned banks against holding US Treasuries. That move was short-lived and more than fully erased before 9am ET. Part of the bounce back can be attributed to a newswire quoting Hassett saying we shou...Read More | ||
| Mortgage Rates Roughly Flat to Start The Week | ||
| 2/9/2026 2:15 PM | ||
| The past 2 weeks have seen very little volatility for mortgage rates. After being near 6% for a week in early January, rates rose abruptly to 6.21% (avg top tier 30yr fixed) on January 20th in response to geopolitical drama. They"ve generally descended since then, but in slow, measured steps. Today"s result was actually a 0.01% i...Read More | ||
| Analytics, Servicing, AI, Warehouse, Doctor Products; MBS Trends: Credit Scores Matter | ||
| 2/9/2026 11:04 AM | ||
| Lenders are always analyzing automation for parts of the manufacturing process, and industry vet and STRATMOR Senior Advisor Sue Woodard has her thoughts about last week’s MBA conference. “The IMB has always been a barometer for where this industry actually is, not where slide decks say it should be. This year, the signal was unmistakable. The mood...Read More | ||
| AM Resilience After Overnight Weakness | ||
| 2/9/2026 10:02 AM | ||
| Most nights, Treasuries trade in fairly low volume in a fairly narrow range. Last night"s range wasn"t much wider than normal, but most of the movement happened all at once. It was also accompanied by much higher volume than normal. These are surefire signs of the market reacting to data or news. In the current case, that news involved Chines...Read More | ||
| Potential Signs of GSE Buying as MBS Outperform | ||
| 2/6/2026 2:31 PM | ||
| Potential Signs of GSE Buying as MBS Outperform It was an uneventful day when it comes to scheduled data/events, and also pretty boring for the bond market in general. Most of the market"s volatility continues playing out in stocks, commodities, crypto, etc. The most notable development for our area of focu...Read More | ||
| Mortgage Rates Match Lowest Levels in Over 2 Weeks | ||
| 2/6/2026 11:51 AM | ||
| In the bigger picture, the past two and a half weeks have been marked by a very narrow range in the bond market. Because bonds dictate mortgage rates, the latter have also been in a narrow range with average top tier 30yr fixed rates of 6.15-6.20%. Yesterday"s employment-related data helped bonds improve. Many lenders made mid-day improvemen...Read More | ||