Attention homeowners in St Louis and Saint Louis County: Get an Appraisal today!
Check out the top 7 reasons MO homeowners hire The August Group Inc.:
Own a house in or near St Louis, MO and need help deciding the value of it?
We at The August Group Inc. understand the unique needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular person not in the real estate industry that ordinarily doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at The August Group Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value conclusion than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. The August Group Inc. is experts in helping folks just like you remove undesirable PMI insurance.
Challenging property tax assessments
If you live in an area that is declining or not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from The August Group Inc. is your strongest weapon.
Recently got a freeze your HELOC?
Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. The August Group Inc. can provide you with a professional appraisal to help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for preciseness, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? The August Group Inc. offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.