Appraisal services for St Louis and Saint Louis County homeowners
The top 7 reasons MO homeowners hire The August Group Inc.:
Need help deciding the value of your home in or near St Louis, MO?
At The August Group Inc., we understand the unique needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at The August Group Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value estimation than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. The August Group Inc. is qualified in helping clients just like you remove unneeded and unwanted PMI insurance.
Challenge property tax assessments
Lets say you live in a region that is going down -- your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from The August Group Inc. is your strongest weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be difficult from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. The August Group Inc. can help you reinstate your home equity line of credit with a professional appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for efficiency, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from The August Group Inc. can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? The August Group Inc. can help with that too. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.