Real estate appraisal services for homeowners in the city of St Louis and Saint Louis County
The top 7 reasons why MO homeowners order from The August Group Inc.:
Need help deciding the value of your house in or near St Louis, MO?
At The August Group Inc., we understand the unique needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We're qualified in helping consumers just like you dismiss unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that's declining. This means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from The August Group Inc. is your strongest weapon when challenging your property tax assessment.
HELOC recently frozen?
If your property is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. The August Group Inc. can provide you with an expert appraisal to help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned professional to double-check your appraisal for preciseness, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? The August Group Inc. offers field reviews where we'll go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.