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The August Group Inc. is your source for dependable Real Estate Appraisals in Saint Louis City and the following counties in Missouri; St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois

Whether it's an older home or luxurious new construction, Jeffrey Noyes' experience and hours of study as licensed appraiser make him qualified to provide home valuations in Saint Louis City, St. Louis, Franklin, Jefferson, Warren, Lincoln, St. Charles and St. Francois County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.

When an appraisal of real estate in or around St Louis Missouri is needed, count on Jeffrey Noyes of The August Group Inc. for an accurate estimate of market value.  As a liscenced appraiser with years of experience, Jeffrey can get you from start to finish with professionalism and in a timely manner. Listed below are just some of the areas of expertiese we deal with every day here at the August Group Inc.
   
Loan originators requiring an experienced Saint Louis County appraiser
Increasing your HELOC (Home Equity Line of Credit)
Employee relocation appraisals
Picking the right listing price for your property
A dependable expert witness for court cases involving the value of a home in or around St Louis
Appraisal review: Getting a second opinion on a past appraisal in or around St Louis, Missouri
Tax Challenges (reducing property taxes) if you live in an area where prices have declined
Bankruptcy cases where the market value of a home in or around St Louis, Missouri is relevant
Retrospective home valuations
Needing an accurate estimate of a home's square footage. We can do it quickly and at a reasonable price!
Divorce settlements when the value of the shared home is needed
Mortgage News Daily:
 
Rates Testing Ceilings After Bond Auction and European Weakness
2/21/2024 3:57 PM
Rates Testing Ceilings After Bond Auction and European Weakness Bonds managed to start the day in modestly stronger territory, but it"s just as fair to say "sideways."  Things didn"t start moving until after 10am when European bond market weakness spilled over to Treasuries.  Yields drifted severa...Read More
 
Mortgage Rates Match Highest Levels Since Late November
2/21/2024 3:20 PM
In the short term, mortgage rates haven"t experienced any extreme movement since earlier in the month, but a slow trickle of weakness is starting to add up.  As of last Friday, the average 30yr fixed rate was as high as it"s been since late November.  There was a modest recovery yesterday, and it has now been erased by today"s market move...Read More
 
Non-QM, VOI/VOE, Marketing, Ledger Tools; Housing Market Outlook; Non-Agency News
2/21/2024 1:36 PM
There’s an old LO joke, telling their client, “When you’re buying a house, be sure to do it with a significant other, and make sure that one of you has good credit. That’s why it’s called ‘significant’ other: sign-if-i-can’t.” Everyone in our biz knows that owning property is a great way to build wealth, although between elevated inflation, stubbor...Read More
 
More Defensive Today, But Who To Blame?
2/21/2024 11:29 AM
Bonds had a generally constructive day to start the holiday-shortened week yesterday, with yields rallying in the morning and ultimately holding modest gains after some afternoon weakness.  Today looked to be off to a similarly constructive start, but the selling pressure has shown up a bit earlier.  Who"s to blame? The easiest scapegoat ...Read More
 
Mortgage Applications Decline, Rates Back Over 7%
2/21/2024 7:43 AM
Higher interest rates continued to depress mortgage applications last week. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of application volume, decreased 10.6 percent on a seasonally adjusted basis during the week ended February 16. The volume declined 8.0 percent before adjustment. The Refinance Index decline...Read More
 
Slow Start as Markets Wait For Inspiration
2/20/2024 3:27 PM
Slow Start as Markets Wait For Inspiration Bonds got off to a slow start despite the holiday-shortened week.  Yields began in slightly higher territory in Asia, but rallied back to "unchanged" by the start of U.S. trading and to slightly stronger levels by the end of European trading.  The 2n...Read More
 
Mortgage Rates Modestly Lower To Start The Week
2/20/2024 3:18 PM
Most mortgage lenders set rates for the first time this week on Tuesday (today) due to yesterday"s holiday.  Federal holidays mean banks are closed which, in turn, means no activity in the part of the financial market that determines mortgage pricing.  Even though a majority of the U.S. financial system was closed yesterday, the rest of t...Read More
 
DPA, Fee Collection, PPE, AI Servicing Tools; California and Rain; STRATMOR on Compensation
2/20/2024 10:26 AM
Two vultures are in a field, eating a dead clown. One vulture says to the other, "Does this taste funny to you?" The last thing you want to hear about your company is that it “preyed upon” customers, which is the opposite of funny. “Don’t do the crime if you can’t do the time”: A federal court has issued an order banning the operators of the Home M...Read More
 
Holding Ground to Start New Week. Limited Data Apart From Fed Minutes
2/20/2024 9:20 AM
Bonds were moving with a clear purpose at the end of 2023 before embarking on a small, logical correction at the beginning of 2024.  In terms of 10yr yields, the case looked to be closed on the correction after defending a ceiling at 4.19%, but last week"s data stretched the range more than 10bps higher.  "Data dependence" reigns supreme ...Read More
 
Mortgage Rates Jump to New 2024 Highs After Another Report Shows Higher Inflation
2/16/2024 4:17 PM
At present, the Consumer Price Index (CPI) and the jobs report are the two most important considerations for interest rate momentum as far as economic reports are concerned, But it wasn"t always so.  For more than a decade leading up to 2022, (CPI) was not remotely as important because inflation ceased to be a major concern after 2010. Since ...Read More